It's that time of year again when you tend to hear those dreaded words "your deductible has started over". Which means all of a sudden you are forced to pay a little bit higher, or sometimes ALOT HIGHER, for services that may have been at a reduced cost going into the new year. So we tend to get just a tiny bit . For those that have copays it really never changes unless you hit your out of pocket, but those with deductibles and co-insurance this can be a scary time, especially if you had surgery to end 2015. So where do you start, or what should you do? First, get with your insurance company and get to know exactly what services are covered, especially if the new year means a change in coverage. You don't want to get stuck with a bill from a provider in which services weren't covered by the insurance company, and you also want to make sure that your previous provider is still in network with your insurance company. Next, talk with your provider and billing specialist at the clinic. Make sure they understand that you have a high deductible, and see what payment options are available whether it's monthly payments, discounted cash payments, or financed payments. Maybe the cost is still a little more than you anticipated, the next option is call around. What we tend to forget is the cost of services are not the same everywhere. If it's a new provider, and you are unsure of how it will go, see if you can set up a meeting to see what services are offered. Some providers offer a free consultation to see if you will benefit from their services, and the plus side, besides being free, gives you, "the client", a great opportunity to see if the provider will be the right fit for your needs. While you are "shopping around" see if there are any free services that the provider offers if you become a client of theirs. These free services may take the "sting" out of paying for those initial services especially if they will help speed up your recovery.

Here at AMPT we offer our clients the opportunity to attend a Tai Chi class (yoga coming soon!!) in the clinic on Tuesday nights free of charge if they attend therapy twice a week. We also offer, upon full completion of therapy, the option for clients to continue to come to the gym free of charge for one month, once a week, for progressing their home exercise program. Visit us at amptrehab.com, or call our office at (281) 816-7891, if you are interested in more information.

Just remember, stay calm and ROCK on Houston!

Dr. Tad Scott PT, DPT
AMPT Owner/Clinical Manager

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